b. Ahmad, Mohd Kamil, and Joni Tamkin b. Borhan. 2020. “Takaful: Analisis Ke Atas Konsep Al-Iltizam Bi Al- Tabarru’”. Jurnal KIAS 11 (1):127 -45. https://ejournals.kias.edu.my/index.php/jurnalkias/article/view/135.